Frequently Asked Questions

Health Insurance With Heart is a health insurance agency that offers a variety of plans to meet your healthcare needs.

Health Insurance With Heart offers individual, family, and business group health insurance plans; including options for critical illness benefits, accident coverage, along with dental and vision benefits.

As a health insurance broker, I have access to a vast array of plans allowing me to customize a plan specifically for you.  I provide the gift of peace of mind and security, ensuring individuals and families have access to quality healthcare coverage.  

Everyone!  I can help individuals, families, or businesses with health insurance.  If you are self-employed, a small business owner, a 1099 contractor, a truck driver, a travel nurse, a family where the cost to add your spouse and children to your employer's plan is crazy expensive, between jobs, or just feel you are overpaying for your insurance; please let me help you get the coverage you deserve at a fair price.  

Private health insurance is available for enrollment year round.

Overall, private health insurance offers greater choice, flexibility, and potentially faster access to care compared to relying solely on public healthcare systems.

Private health insurance plans are based on your health, not your income.  These plans are medically underwritten and will put you into a pool of other healthy people providing your group like benefits at a fraction of the cost.  If you are paying full price through the marketplace or employer plan, looking into a private plan may save you money.

Most marketplace plans are only EPO or HMO, meaning your network of covered providers is limited to the area you live.  Private plans have PPO options, meaning your network of doctors is nationwide.  Travel with ease with a PPO health plan. 

There are GAP options to help offset expenses when something major happens, you can keep your insurance and add a supplement on top to help in this scenario.  Or, maybe there is another plan that has the same benefits your like but a lower deductible, we can find the right combination for you!